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The Steps to Changing Your Name

In the scheme of "the rest of your life," the time it takes to legally change your last name is no big deal, but it is a rather lengthy process and can be confusing. States' requirements may vary, so be sure to check in with your local county clerk/registrar and the appropriate government offices.

But here is a crib sheet for what you need to do, in order, to help get you started.

1. Proof of Legal Name Change

Your marriage license serves as a legal name-change document. For a small fee you can acquire certified copies from the office of the clerk in the county in which you were married; call to see if you must be in person or may order them over the phone or online. It's smart and usually more cost effective to get three copies at the same time - two for organizations that may demand an original and one to keep.

2. Social Security

In addition to a completed Application for a Social Security Card (Form SS-5), you will definitely need proof of citizenship and identity (U.S. driver's license, passport), an original certified copy of your marriage license and your birth certificate. Call your local social-security office to make sure you have all the necessary documents before stopping in or mailing your materials. The new card is free. When the process is complete, social security will inform the IRS of your new name within 10 days.

3. DMV

You can usually take care of your driver's license, car registration and title updates in one trip. Fees vary and you may be required to bring your old license, the registration and title certificates that display your previous name and/or proof of address. The DMV also can update your voter registration.

4. Passport

Go to the U.S. Department of State Web site at Travel.State.gov and fill out either Form DS-82 or Form DS-5504 (if your passport was issued less than a year ago), then print and either mail it to the address at the bottom of the form or take it to your local passport office. Make sure to include your current, valid passport; applicable fees; an original certified copy of your marriage license; and two recent, color passport photos.

5. Inform All Pertinent Organizations

This can include your employers, banks, investments (stock broker, mutual funds), loans (mortgage, school), retirement plans, credit cards, professional organizations, mileage plans, utilities and services, doctors, gyms, magazines, etc.

6. Inform All Your Personal Contacts

The easiest way to do this is probably when you change your name with your e-mail account. Or in these modern times, Facebook.

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